Meeting your bonding needs with unparalleled customer service.

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Culbertson Insurance Services is a bond-only agency established in 1983 by David Culbertson. Between Dave, new owner Chuck Flake and current President Spencer Flake, we have over 85 years combined experience in construction bonds.

In 2015, Culbertson Insurance Services acquired a large book of commercial bonds. Heather Willis will assist you with any questions you may have about purchasing or renewing your commercial surety bond.

Why choose Culbertson?

We have the right connections

Contributing to our success is our ability to work with our surety company underwriters to make sure that they have the best possible understanding of an account’s experience and ability.  This is critical in helping developers and contractors obtain the best possible rates and maximize their bonding capacity.

We are streamlined

Culbertson Bonding benefits from having bond agency appointments with many of our country’s leading surety companies that are committed to writing surety bond business.  We have powers of attorney with our sureties that allow us to issue bonds in-house for maximum speed and efficiency.

We go the extra mile

Over the years, Culbertson Bonding has been able to develop excellent working relationships with a number of quality developer and contractor support people that include lawyers, accountants, and bankers that we are happy to recommend to our clients.


Ready to get started?

Feel free to contact us via email or fill out our contact form to discuss the bonds you require. We’re excited to work with you.